Terms of Use

General

The Company A website services are information services (henceforward: Company A information services) that are provided by Company A and the Company A group companies (henceforward: Company A Group) the use of which is subject to the following Terms of Use.

By accessing the Company A information services and using their content, you acknowledge and agree that you have read and understood the following terms of use and agree to be bound by them. Do not use the Company A Website if you do not agree with these terms of use.
As used below, the terms "we", "us" and "our" refer to Company A and the Company A subsidiaries ("Company A Group Companies").

Use of Content

The Company A information services are available for information purposes only. The posting of content and access to the Company A information services do not represent, either explicitly or implicitly, any provision of services or products by us. Information concerning financial products or services (including insurance, asset management and banking) is only available from the relevant Company A Group companies.

No Offer

No information of the Company A information services should be interpreted as an offer or a solicitation for an offer or as advice on investment, legal, tax or other matters. Where such advice is required, a professional should be consulted.

No Duty to Update

We endeavour to ensure that all content provided by the Company A information services is up-to-date. However, we do not warrant that said information is up-to-date, accurate or complete.

No Warranty

All content of the Company A information services, including, but not limited to, graphics, text and hyperlinks or references to other sites, is subject to alteration without prior notice and is provided "as is" and without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components.

We do not warrant the adequacy, accuracy, reliability or completeness of any information of the Company A information services and expressly disclaim any liability for errors or omissions therein.

We do not warrant that the functions of the Company A information services will be uninterrupted and/or error-free, that defects will be corrected or that the Company A information services or the servers that make them available are free from computer viruses or other harmful components.

Disclaimer

We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your accessing or using or inability to access or use the Company A information services or your reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the Company A information services, regardless of our knowledge thereof. The same is true of any content appearing on any of the Company A Group companies' websites.

Hyperlinked and Referenced Websites

For your convenience certain hyperlinks or referenced websites in the Company A information services may take you to third parties' websites, which generally are recognized by their top level domain name. Their content has not been investigated or analyzed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites and expressly disclaim any liability for any and all of their content.

By accessing the Company A information services, you also agree to abide by the proprietary guidelines applicable to any website accessed or hyperlinked through the Company A information services.

Reservation of Rights

We reserve the right to change, modify, add to, or remove portions of these terms of use at any time.

Jurisdiction, Severability

In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes close to the intention underlying the unenforceable provision.

Sample 2

Terms & Conditions for Use of this Site

Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site.

Company A reserves the right to modify these Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly.

Third-Party Sites

This site contains links to other Internet Web sites ("Third-party Sites") that are not maintained by Company A. These links are provided solely for your convenience. Company A makes no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third-party Sites. We recommend that you take the time to read the privacy policies and user agreements of these sites.

Privacy & Security

Please review our Privacy Policy, which also governs your visit to this web site.

Password Registration

Some Company A Web sites are restricted and require a user identification code ("User ID") and a password for access. Unauthorized use of or access of such sites is strictly prohibited.

In accessing Company A sites requiring a User ID and password, you agree that:

· Company A is entitled to act on instructions received under your User ID and password.

· Company A is not liable for any unauthorized access to your personal information that is not the direct result of gross negligence or intentional misconduct on the part of Company A.

· You will keep your password confidential and you will notify Company A immediately if you believe someone else has obtained your User ID and password or any unauthorized access to the online service site has occurred or may occur.

· Company A may block access to the online service site without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons.

Disclaimer of Warranty

The content and materials in this site are provided "as is" and without representations or warranties of any kind, either express or implied. Company A expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. Company A does not warrant or represent that the functions or operation of this site will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers or any e-mail sent from Company A are free of viruses or other harmful components. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you.

Limitation of Liability

Company A shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (a) the use of, or inability to use, this site or content found in this site, or (b) unless resulting from the gross negligence or intentional actions of Company A, the unauthorized access to or alteration of your transmissions or data, even if Company A has been advised of the possibility of such damages. Some states do not allow the exclusion of liability for certain damages, so the foregoing exclusions or limitations may not apply to you.

Jurisdiction / Enforceability

Should any provision of these Terms of Use be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.