Frequently Asked Questions

 

Q: Do I need any special hardware or software to sign up for this E-Bill Express payment service?
A: No special hardware or software is required to use this service. You will only need Web access and your browser.

Please note that some older browsers use 40-bit encryption. For the highest level of security available, we suggest you use 128-bit encryption to access the site.

Q: After enrolling in this presentment and payment service, when can I start paying my bills?
A: After you complete and submit the enrollment form and respond to the activation email, we will start your service immediately. You can then access the service to pay a current bill. You should begin receiving an Ebill notification within a month or so, depending upon the billing cycle.

Q: What if I forget my password?
A: The initial screen provides the ability for you to have your password emailed to the email address used when you enrolled.

Q: How am I billed for this service?
A: There is no cost for enrolling in and using this payment site. See the service Terms and Conditions for complete details.

Q: How do I cancel this payment service?
A:
You may cancel this service by clicking Un-enroll or you may contact our customer care department. Click  the “Contact Us” hyperlink on the web page for our contact information.

Q: Where can I find my account/policy number?
A: You can find your account number/policy number on a recent paper bill.

Q: If an account is in a name other than my own, can I still sign up for Ebill payment service?
A: Yes, but please be sure to use the correct account number/policy number as it appears on the monthly paper bill. You will also need to know the last 4 digits of the policyholder/insured’s social security number (for authentication purposes).

Q: Will I receive a reminder that I have an Ebill ready for viewing and paying?
A: You will receive an e-mail notification reminding you that an Ebill has been presented and is ready for payment.

Q: How long does it take to receive a new Ebill?
A: Once you enroll your most recent bill is available immediately

Q: Will I still receive a paper copy of the bill through the U.S. mail?
A: Yes

Q: Can I store or view paid bills?
A: You can view paid bills by looking at "Search and Pay my Bills." Bills will be available for a period of time, typically six to twelve months. You can always use your browser's print function to print the bill if you want to keep long-term records.

Q: When is the money for the payment drawn from my bank account?
A: The funds for the payment are debited from your account on the scheduled payment date. Keep in mind that you should always have funds available to cover the payment on that date.

Q: How far in advance of the due date should I schedule my payments?
A: We suggest you schedule your payment for at least 3 business days before the actual payment due date.

Q: Can I make a payment greater than my regular monthly payment amount?
A: Yes- You may pay your premium up to one year in advance. Please keep in mind that your payment must be equal to at least one full monthly premium. Otherwise, your account paid-to-date may not be updated and your insurance coverage may lapse.

Q: The amount for an Ebill seems incorrect. What should I do?
A: If you have questions about an Ebill, please contact the Independent Mutual customer service department for additional information.

Q: My Ebill is late. What should I do?
A: If your normal Ebill billing cycle has passed and you still have not received your Ebill, contact the Independent Mutual customer service department for additional information. Depending on billing cycles, the exact day you receive your bill each month may vary.

Q: How can I confirm that a payment has been made?
A: After the payment date, check the status of the payment by looking in "Payment Status”." If the status is "Paid," then the payment has been sent. You can also check to see if the funds have been drawn from your bank account, or you can call the Independent Mutual customer service department to see if they received and credited the payment. *Your due date will not change until the first of the following month*

Q: What do I do if the payment amount is incorrect?
A: If the payment amount is incorrect please contact the Independent Mutual customer service department.

Q: What do I do if the payment date is incorrect?
A: If the payment amount is incorrect please contact the Independent Mutual customer service department.